Ultra Poor Graduation Initiative and Wrapping Up One BRAC Week

Today was the last day of One BRAC week. We learned about the Ultra Poor Graduation Initiative – a BRAC project run in conjunction with countries. It is estimated there are 700 million people living on less that $1.90 per day – the ultra poor. BRAC initially addressed this group of people living in poverty in Bangladesh. With careful review and analysis they determined their approach to helping the ultra poor to “graduate” to being less impoverished was success. This approach is multi-dimensional addressing the many aspects of an individual’s life that results in being impoverished. This program is an example of the data driven approach used by BRAC to address social and economic empowerment.

The day began with a discussion of Africa led by Lord Mark Malloch-Brown and Zainab Usman. They noted that Africa is in transition to becoming 25% of the world population by 2050 with a preponderance of young people. There are critical challenges facing Africa as it needs jobs and electric power to provide a decent life for this growing population. Both believed the current economic and governmental paradigms, not just in Africa but also in the rest of the world, are broken. New paradigms will be needed to create a more inclusive economy and one which will serve this rapidly growing young population.

We finished the day with a short discussion of the challenges BRAC faces in its operations around the world. In Afghanistan BRAC provides schools for 30,000 young girls in a environment that makes that increasingly difficult. The work in India addressing ultra poor poverty runs into roadblocks in areas where there is a deeply engrained casted system. Empowering young women in Africa faces challenges where social norms encourage or require female genital mutilation. BRAC works to address these challenges in a way that is respectful of the communities where they operate.

One BRAC week has been an eye opener for me whilst also confirming that BRAC is unique in its approach to addressing social and economic empowerment.

International aid and on the ground delivery of empowerment

After a day touring the activities of BRAC, we had a day of meetings. The day began with a keynote address from Degan Ali, Executive Director of Adeso. Her address was thought provoking and although I did not agree with all her points, she highlighted the need for social and economic empowerment to come from the communities where it is needed. Her view is that reliance on outside donors and aid agencies can perpetuate the colonialism that has not served much of the world very well.

Adeso with others has been active in creating “The Pledge for Change 2030 (which) re-imagines the role of INGOs in the global humanitarian and development aid system.” Additional insight into Degan Ali’s views can be found on her blog on the Adeso website.

We then moved on to learn about the Accelerating Impact for Young Women, a project in which BRAC partners with MasterCard to equip “1.2 million adolescent girls and young women (AGYW), with age-appropriate entrepreneurship, employability, and life-skills training, as well as the tools to start and scale their own businesses.”

We had seen aspects of this program on the day before when we were in the field. Today was more of a focus on lessons learned. We also had the chance to talk in small groups with mentors who are the key drivers of this program. They work with several groups of young girls and women to create an environment that enables them to be successful. As with all BRAC activities they quickly begin with a program and evaluate it on a regular basis for changes that will lead to better results.

 

BRAC at work

BRAC began in Bangladesh. It decided later to expand internationally believing that its model for addressing inequality and poverty would be applicable in other countries which face similar issues as Bangladesh. Because of BRAC’s roots in a country with a high level of poverty, its approach provides a useful template for other countries with issues of poverty and lack of empowerment. I had the opportunity to see that model at work in Rwanda last week and in Tanzania today.

 

A basic concept is that small loans to finance productive assets can be critical. At the same time education on financial literacy and empowerment of women are two additional critical elements. It is not just money that makes a difference but also attitude.

 

In Rwanda I visited the Gakenke branch of BRAC north of Kigali. I saw there a woman who with a loan equivalent to $100 was able to finance the food necessary for her chickens to produce eggs not just repaying the loan but providing her with a profit. Another woman had a pineapple farm where a $200 loan allowed her to increase productivity through investment in manure and mulch.

 

Today I traveled north of Dar es Salaam to Bagamoyo. We visited three different BRAC activities there. We started as in Rwanda with a visit to the loan group meeting. Then on to see the small clothes making shop which received finance from BRAC. That same branch of BRAC provided a loan to help a small pharmacy in that area. In both cases the loans were relatively small amounts but extremely meaningful.

 

Through a funding partnership with MasterCard, BRAC has established AIM, a program to empower women of all ages in Africa. This program has provided support to a day care center with the goal of empowering the woman leading it to continue it as an enterprise. We finished the day at a group meeting of an AIM Club. The club has provided training for women on basic financial and parenting skills as well as empowering them with self-confidence. That is a very powerful combination which I saw in action today.

 

The power of BRAC is its reliance on simple approaches that are tested and measured – and adjusted as needed to be successful. BRAC focuses on a low-cost delivery model that allows them to be financially sustainable with loans of very small amounts. And the focus is on creating self-sufficiency and empowerment. Very powerful tools for addressing poverty.

BRAC – an international development organisation making a difference

Starting with a visit to Rwanda last week and continuing with time in Tanzania this week, I am honored to be part of the OneBRAC week as a member of the BRAC International Holding BV supervisory board. I plan to post a series of blogs over BRAC and their work as I consider it one of the best international development organizations that exist. As stated on the BRAC website, BRAC “partners with over 100 million people living with inequality and poverty to create opportunities to realise human potential.”

BRAC International operates as both an NGO and a microfinance institution in many countries outside of Bangladesh. They do not hesitate to work in some of the most challenging locations in the world including Afghanistan, Myanmar, and South Sudan among other locations. They are active in microfinance in Myanmar, Ghana, Sierra Leone, Liberia, Uganda, Tanzania and Rwanda.

I hope these posts over the next several days provide my readers and followers with insight into the great work that BRAC does to help realize the potential for those who are born without adequate resources. I encourage you to check out their websites. I hope you also enjoy hearing from me on my experiences over this time I am spending with BRAC in Africa.

BRAC Mission